Category: Credit

How do personal loans work?

By , February 3, 2009 10:22 am




I’m looking to get a personal loan but I’m not sure how they work. I have some credit I need to pay off and a birthday for my daughter.
Anyone know anything about personal loans – what I would need and what not?
I have to pay back to money either way, Its not that I wont have the money – I just want it (need it) now.

How to get more and more credit cards and personal loans with bigger credit limits?

By , October 23, 2008 10:36 pm




I am a trader of textiles,maintaining a good balance in my savings account and have a good credit history of more than one year. I am going to apply for a lot of credit cards as well as personal loans. What general precautions should be taken so that I may be able to get maximum number of credit cards and loans with good credit limits?

If a person dies, who owns the liability of his personal loans and credit card loans?

By , September 12, 2008 7:13 am




Hi,

If a person dies, who owns the liability of his personal loans and credit card loans?

In INDIA is there any law or rule related to this?

Best regards,
Raja

What’s going on with all these people using FREE email addresses offering personal low interest loans on here?

By , July 22, 2008 2:06 pm




I’ve read at least seven messages here on Yahoo Answers by people claiming to be financial professionals offering low interest private or personal loans to people with any type of credit. Coincidentally, these “professionals” are using FREE email addresses like yahoo or hotmail.

I would think there would be a reputable business email address, website, contact phone number, etc, so that one can check with the BBB to confirm if these people are legitimate? Are these most likely scams? Anyone tried them?

Are there any companies who give personal loans to people w/bad credit?

By , June 4, 2008 10:56 pm




I want to get a small personal loan, not a payday advance to pay pff some credit cards. but because I had to file Bankruptcy 3 years ago, do not own a home and have fair credit I am having problems finding a legit company who will assist me. I am current on all my bills so credit is looking better than it used to but I want to pay them off and get a loan to do this. I also wan the loan for a few things I need to fin on my vehicle.

What’s the deal with personal loans from companies like Discover?

By , March 15, 2008 11:21 am




Over the past few years, I’ve received several offers from credit card companies, or companies like GE that are for personal consolidation loans.

I have no experience with something like this, but it seems it would be easier than paying separate credit cards, etc.

Can anyone tell me if these things have any hidden costs and if they are worth considering?

Has anyone had luck finding personal loans without a credit check?

By , March 7, 2008 7:01 am




I’m looking for a personal loan that does not require a credit check for at least $3000 I keep finding payday advance places and they do not go up that high.

bad credit personal loans with a cosginer?

By , December 7, 2007 8:38 am




I need to borrow 15,000 unsecured personal loan. I have a credit score of 530, I have a cosigner who owns home, auto outright. Credit score is one of unique in these times it is over 700. What are my chances of getting the loan, and any suggestions on where I should apply.

What nationally known companies will help finance a home loan w less than perfect credit ?

By , November 25, 2007 11:59 am




I am a single parent who is correcting bad debt and slowly increaseing my credit score. I make decent money and expect my income to increase after graduating with my bachlors. I would like to look into buying a home witihin a year or two what companies are best who work with single parents, or people rebuilding credit?

Which institution in Canada offers personal loans with the best interest rate?

By , November 21, 2007 5:23 am




I’m planning to get a personal loan for about 15K over 4-5 years, which Canadian bank or institution I would have the most chance of being approved. My credit score with Equifax is around 640.

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